Website Terms of Use

Updated 1/27/26, 2026 

FOR Omega Financial, LLC, d/b/a OmegaFi, our software platform, https://www.omegafi.com/, and https://www.legfi.com/ (referred to as “we,” “us,” or “our” as context may require). 

THIS DOCUMENT CONTAINS VERY IMPORTANT INFORMATION REGARDING YOUR RIGHTS AND OBLIGATIONS, AS WELL AS CONDITIONS, LIMITATIONS, AND EXCLUSIONS THAT MIGHT APPLY TO YOU. PLEASE READ IT CAREFULLY.

THESE TERMS REQUIRE THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS.

BY USING THIS WEBSITE OR BY CREATING AN ACCOUNT WITH US, YOU ACCEPT AND ARE BOUND BY THESE TERMS.

YOU MAY NOT USE THIS WEBSITE OR CREATE AN ACCOUNT WITH US IF YOU (A) DO NOT AGREE TO THESE TERMS, (B) ARE NOT THE OLDER OF (i) AT LEAST 18 YEARS OF AGE OR (ii) THE LEGAL AGE TO FORM A BINDING CONTRACT WITH US, OR (C) ARE PROHIBITED FROM ACCESSING OR USING THIS WEBSITE.

These Website Terms of Use (“Website Terms”) apply to your visit and use of any of our websites at https://www.omegafi.com/ and https://www.legfi.com/ (together, the “Website”). These Website Terms are subject to change by us without prior written notice at any time, in our sole discretion. The latest version of these Website Terms will be posted on the Website, and you should review these Website Terms before purchasing any products or services that are available through the Website. Your continued use of the Website after a posted change in these Website Terms will constitute your acceptance of and agreement to such changes. You should also carefully review our Privacy Policy for information regarding our privacy practices on the Website.

1. Disclaimer, Limitation of Liability, and Indemnification.

OTHER THAN AS EXPRESSLY SET OUT IN THESE WEBSITE TERMS, NEITHER WE, OUR AFFILIATES, NOR OUR OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, LICENSORS, OR SERVICE PROVIDERS (THE “SERVICE ENTITIES”) MAKE ANY SPECIFIC PROMISES ABOUT THE WEBSITE. FOR EXAMPLE, WE DO NOT MAKE ANY COMMITMENTS ABOUT THE CONTENT WITHIN THE WEBSITE, THE SPECIFIC FUNCTION OF THE WEBSITE OR ITS RELIABILITY, AVAILABILITY, OR ABILITY TO MEET YOUR NEEDS. WE PROVIDE THE WEBSITE “AS IS.” SOME JURISDICTIONS PROVIDE FOR CERTAIN WARRANTIES, LIKE THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE EXCLUDE THESE AND ALL WARRANTIES.

INSOFAR AS ALLOWED UNDER MANDATORY APPLICABLE LAW, THE SERVICE ENTITIES AGGREGATE LIABILITY WILL UNDER NO CIRCUMSTANCES EXCEED THE LESSER OF $100 OR THE ACTUAL AMOUNT PAID BY YOU FOR PRODUCTS OR SERVICES ORDERED USING OUR WEBSITE. YOU AGREE THAT WE WILL NOT BE LIABLE FOR ANY LOSS OF PRODUCTION, WORK, DATA, USE, BUSINESS, GOODWILL, REPUTATION, REVENUE, PROFIT, ANY DIMINUTION IN VALUE, COSTS OF REPLACEMENT GOODS OR SERVICES, OR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES OR LOSSES, WHETHER DIRECT OR INDIRECT, AND WHETHER OR NOT WE WERE ADVISED OF THE POSSIBILITY OF SUCH LOSSES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

YOU UNDERSTAND AND AGREE THAT YOU ARE PERSONALLY RESPONSIBLE FOR YOUR BEHAVIOR ON THE WEBSITE. YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS THE SERVICE ENTITIES FROM AND AGAINST ALL THIRD-PARTY CLAIMS AND ANY RELATED LOSSES, EXPENSES, DAMAGES, PENALTIES, AND COSTS, INCLUDING REASONABLE ATTORNEYS' FEES, RESULTING FROM OR ARISING OUT OF YOUR MATERIALS, YOUR USE, MISUSE, OR INABILITY TO USE THE WEBSITE OR THE CONTENT, OR ANY VIOLATION BY YOU OF THESE WEBSITE TERMS.

2. Privacy. We respect your privacy and are committed to protecting it. Our Privacy Policy describes our processing of personal data, the rights you may have with regard to your personal data, and how to exercise those rights. Please note that our Website incorporates third-party technologies for tracking, including website analytics, chat-based customer support, and behavioral advertising. Some of the data you provide to us as you use our Website may be shared with the providers of these technologies. These technologies may involve the recording of conversations and other interactions you have with our Website. The data we share with these providers may include these recordings. By using our Website, you consent to this data sharing.
3. Permitted Use of the Website. You may use the Website, and the information, writings, images, and/or other works that you see, hear, or otherwise experience on the Website (singularly or collectively, the “Content”) solely for your non-commercial, personal purposes and/or to learn about our products and services, and solely in compliance with these Website Terms.
4. Additional Terms of Service. If you are a customer of ours or an employee, representative, or agent of one of our customers, your use of the services we offer is also subject to any agreement you or your organization has entered into directly with us or any product-specific terms and conditions.
5. Your Account.
   • Account Creation. You may be required to create an account and specify a password in order to use certain services or features on the Website. To create an account, you must be at least 18 years old and you must provide truthful and accurate information about yourself. Do not try to impersonate anyone else when you create your account.
   • Account Updates. If your information changes at any time, please update your account to reflect those changes.
   • Account Administrators. In some cases, an account may be assigned to you by an administrator, such as your employer, your fraternity, your sorority, or another organization to which you belong or associate. If you are using or logging into an account assigned to you by an administrator, additional terms may apply to your use of the Website. Moreover, your administrator may be able to access or disable your account without your or our involvement.
   • Account Access. You may not share your account with anyone else. You may not use anyone else’s user name, password, or account at any time. Please keep your password confidential, and try not to use it on other websites. If you believe that your account has been compromised at any time, please notify your system administrator or us. You are liable for all access to your account and activities conducted by any individual accessing your account, including such individual’s compliance with the terms herein.
   • Account Termination by Us. You agree that we may, without prior notice, immediately terminate, limit your access, or suspend your account and access to the Website. Cause for such termination, limitation of access, or suspension shall include but not be limited to: (a) breaches or violations of these Website Terms or other incorporated agreements; (b) requests by law enforcement or other government agencies; (c) discontinuance or material modification to the Website; (d) unexpected technical or security issues or problems; and (e) nonpayment of any fees owed in connection with the Website. Furthermore, you agree all terminations, limitation of access, or suspensions shall be made in our sole discretion, and we shall not be liable to you or any third-party for any account termination, limitation of access, or suspension.
   • Account Termination by You. If you wish to terminate your account, you may simply stop using or visiting the Website. You may also email us at info@omegafi.com to request deletion of your account.

6. Prohibited Use of the Website. By accessing or using the Website, you agree that you will not:

• Use the Website in violation of these Website Terms;
• Use the Website in violation of the terms of our Acceptable Use Policy;
• Copy, modify, create a derivative work from, reverse engineer or reverse assemble the Website, or otherwise attempt to discover any source code, or allow any third-party to do so;
• Sell, assign, sublicense, distribute, commercially exploit, grant a security interest in or otherwise transfer any right in, or make available to a third-party, the Content or services in any way;
• Mirror or frame the Website or any part of it on any other web site or web page;
• Attempt to gain unauthorized access to the Website;
• Access the Website by any means other than through the interface that is provided by us for use in accessing the Website; and
• Use the Website for any purpose or in any manner that is unlawful or prohibited by these Website Terms.

Any unauthorized use of any Content or the Website may violate patent, copyright, trademark, and other laws.

7. Copyrights and Trademarks. The Website is based upon our proprietary technology and includes the Content. The Website is protected by applicable intellectual property and other laws, including trademark and copyright laws. The Website, including all intellectual property rights, belongs to and is the property of us or our licensors, if any. We own and retain all copyrights in the Content. Except as specifically permitted on the Website as to certain Content, the Content may not be copied, reproduced, modified, published, uploaded, posted, transmitted, performed, or distributed in any way, and you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, or create derivative works based on the Content or the Website, in whole or in part, by any means. Our name, our logos, and other marks used by us from time to time are trademarks and our property. The appearance, layout, color scheme, and design of the Website are protected trade dress. You do not receive any right or license to use the foregoing. We may use and incorporate into the Website or the services we offer any suggestions or other feedback you provide, without payment or condition.
8. Claims of Copyright Infringement. We respect the intellectual property rights of others, and we ask our users to do the same. We may, in our sole discretion, suspend the access or terminate the accounts of users who violate others’ intellectual property rights. If you believe that your work has been copied in a way that constitutes infringement on the Website, please contact us at legal@togetherwork.com.
9. Information and Materials You Post or Provide. We may provide opportunities for you to post text, images / photos, voice, videos, or other content (collectively, “Your Materials”) on the Website. You can only post Your Materials if you own all the rights to Your Materials, or if another rights holder has given you explicit permission. You do not transfer ownership of Your Materials simply by posting it. However, by posting Your Materials on publicly accessible areas of the Website, you grant us, our agents, licensees, and assigns an irrevocable, perpetual, non-exclusive right and permission to remove, reproduce, encode, store, copy, transmit, publish, post, broadcast, display, publicly perform, adapt, modify, create derivative works of, exhibit, and otherwise use Your Materials. Without those rights, we could not offer our services. Keep in mind that if you send us any information, ideas, suggestions, or other communications to us, those communications will not be confidential. Moreover, unless we tell you otherwise, we reserve the right to reproduce, use, disclose, and distribute such communications without any obligation to you.
10. Electronic Communications. When you use our Website or send communications to us through the Website, you are communicating with us electronically. You consent to receive electronically any communications related to your use of the Website. We may communicate with you by email or by posting notices on the Website. You agree that all agreements, notices, disclosures, and other communications that are provided to you electronically satisfy any legal requirement that such communications be in writing. All notices from us intended for receipt by you shall be deemed delivered and effective when sent to the email address you provide to us. Please note that by submitting Your Materials, creating a user account, or otherwise providing us with your email address, postal address or phone number, you are agreeing that we or our agents may contact you at that address or number in a manner consistent with our Privacy Policy.
11. Social Networks. The Website may include features that operate in conjunction with certain third-party social networking websites that you visit such as Facebook, Instagram, YouTube, and X (formerly known as Twitter) (“Social Network Features”). While your use of the Social Network Features is governed by these Website Terms, while your access and use of third-party social networking sites and the services provided through them is governed by the terms of service and other agreements posted on these social networking sites. You are responsible for ensuring that your use of those sites complies with any applicable terms of their service or other agreements.
12. Governing Law and Jurisdiction. All matters arising out of or relating to these Website Terms are governed by and construed in accordance with the internal laws of the State of Delaware without giving effect to any choice or conflict of law provision or rule (whether of the State of Delaware or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than those of the State of Delaware.
13. Dispute Resolution and Binding Arbitration.

UNLESS YOU OPT OUT BY FOLLOWING THE PROCEDURE BELOW, YOU AND WE AGREE TO GIVE UP ANY RIGHTS TO LITIGATE CLAIMS IN A COURT OR BEFORE A JURY, OR TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE ACTION WITH RESPECT TO A CLAIM. OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO COURT MAY ALSO BE UNAVAILABLE OR MAY BE LIMITED IN ARBITRATION.

ANY CLAIM, DISPUTE, OR CONTROVERSY (WHETHER IN CONTRACT, TORT OR OTHERWISE, WHETHER PRE-EXISTING, PRESENT OR FUTURE, AND INCLUDING STATUTORY, CONSUMER PROTECTION, COMMON LAW, INTENTIONAL TORT, INJUNCTIVE AND EQUITABLE CLAIMS) BETWEEN YOU AND US ARISING FROM OR RELATING IN ANY WAY TO YOUR USE OF THE WEBSITE OR YOUR PURCHASE OF PRODUCTS OR SERVICES THROUGH THE WEBSITE, WILL BE RESOLVED EXCLUSIVELY AND FINALLY BY BINDING ARBITRATION.

The following processes shall govern the arbitration process:

• Before commencing an arbitration relating to the Website, you agree to inform us of the nature of the claim and the relief you seek by sending an email to legal@togetherwork.com so stating.
• Within seven (7) business days, we will contact you and thereafter you and we will attempt to resolve the claim or issue in a satisfactory way.
• If, following these attempts at exploring a resolution, you intend to proceed with an arbitration, you and we will seek to reach an agreement on the selection of an arbitrator to hear and decide the dispute and how it will be heard, including whether to submit the dispute to the arbitrator only in written form or by proceedings conducted via video or in-person.
• In the event that you and we cannot agree on an arbitrator, the process set forth in the Delaware Uniform Arbitration Act for the appointment of a single arbitrator (10 Del. C. 1953, § 5704) will be followed. That process allows for a court to select an arbitrator. The arbitration will then proceed and be under the jurisdiction of the arbitrator so selected.
• You may opt out of this arbitration agreement through the following process. To opt out, you must notify us in writing no later than thirty (30) days after first becoming subject to this arbitration agreement, which is your first use of this Website. Your notice must include your name and mailing address, your username and the email address you used to set up your account (if you have one), and an unequivocal statement that you want to opt out of this arbitration agreement. Send your notice to: legal@togetherwork.com. In the event of a dispute between you and us, to invoke your opt-out right, you must retain a copy of your opt-out notice.

The arbitrator will have exclusive authority to resolve any dispute relating to arbitrability and/or enforceability of this arbitration provision, including any unconscionability challenge or any other challenge that the terms of this arbitration provision or these Website Terms are void, voidable or otherwise invalid. The arbitrator will be empowered to grant whatever relief would be available in court under law or in equity. Any award of the arbitrator will be final and binding on each of the parties and may be entered as a judgment in any court of competent jurisdiction.

The parties will share in the cost of the arbitration fees. Each party will be responsible for its own attorneys’ fees.

If you have informed us of the nature of the claim and the relief you seek by email to legal@togetherwork.com, and we are unable to resolve the claim or issue in a satisfactory way, you may elect to pursue your claim in small claims court rather than arbitration if you provide us with written notice of your intention to do so no later than sixty (60) days from the date on which we receive your email informing us of the nature of the claim and the relief sought.

Any arbitration or small claims court proceeding will be limited solely to your individual dispute or controversy.

If any provision of this arbitration agreement is found unenforceable, the unenforceable provision will be severed and the remaining arbitration terms will be enforced.

14. Assignment. You will not assign any of your rights or delegate any of your obligations under these Website Terms without our prior written consent. Any purported assignment or delegation in violation of this provision is null and void. No assignment or delegation relieves you of any of your obligations under these Website Terms. These Website Terms may be assigned by us without restriction.
15. No Waivers. The failure or delay by us to enforce any right or provision of these Website Terms will not constitute a waiver of future enforcement of that right or provision, nor will any single or partial exercise of any right or provision prevent further exercise of any right or provision or the exercise of any other right or provision under these Website Terms. The waiver of any right or provision will be effective only if in writing and signed by a duly authorized representative of us.
16. No Third-Party Beneficiaries. These Website Terms do not and are not intended to confer any rights or remedies upon any person other than you.
17. Notices.

• Notices to you: We may provide notices hereunder to you by: (i) email; (ii) regular mail; or (iii) posting them on the Website. You shall be responsible for ensuring that you have provided us with your current email and mailing addresses.

• Notices to us: Notices regarding the enforcement of your rights under ‘Dispute Resolution and Binding Arbitration’ should be directed to legal@togetherwork.com. All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to info@omegafi.com.

1. 18. Severability. If any provision of these Website Terms is held to be invalid, illegal, void or unenforceable, then that provision will be deemed severed from these Website Terms and will not affect the validity or enforceability of the remaining provisions of these Website Terms.
   19. Entire Agreement. These Website Terms and our Privacy Policy and any other terms posted to our Website or referenced herein will be deemed the final and integrated agreement between you and us on the matters contained in these Website Terms.